visitor@x402card:~$ model

Fees and limits

The current production configuration accepts x402 orders from $25 to $250. The configured card load fee is 2%, and the spend fee is 3% per successful card transaction. Public card issuance is currently disabled.

Verified against the production public config: 2026-07-12. Provider terms and availability can change; the API is authoritative at action time.

ItemCurrent valueMachine value
Minimum x402 order$25.002500 cents
Maximum x402 order$250.0025000 cents
Minimum first load$25.002500 cents
Card issue fee$0.00 for the configured BIN0 cents
Configured load fee2%200 bps
Configured spend fee3%300 bps
Public card issuanceDisabledfalse

How the amounts relate

The settled USDC amount, requested card top-up, provider fee, and final card credit are tracked separately. x402card never treats an estimate as confirmed provider credit. Sub-cent USDC remainder is not rounded up into a larger card obligation.

Availability gate

Even when the API is healthy, a new card or payment can be unavailable because issuance is disabled, provider terms changed, or safe money/readiness gates do not pass. Agents and users should read the live public configuration immediately before an action.